• Feathercrown@lemmy.world
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    2 months ago

    I’ve wondered this for a while: Insurance is a contractual obligation on the insurer’s part, right? What’s stopping me from just suing them for breach of contract rather than going through their appeals process if they illegally deny my claim?

    • Venus_Ziegenfalle@feddit.org
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      2 months ago

      What’s stopping me from just suing them for breach of contract rather than going through their appeals process if they illegally deny my claim?

      The cost of a lawyer that can hope to match theirs. They don’t care if it loses them money as long as it deters others from trying the same.