Sylvester explained: “Essentially what they said is that we would have been covered had the baby not survived. But the fact was that the baby survived.”

“We weren’t going to be covered for that, because we didn’t put his name on the insurance policy.”

JFC

Sadly that’s low for some cases of births. I’ve heard of people being charged >$1M before insurance (so that number might be BS insurance negotiations, but still)